Graduated from Columbia University with a B.S In Psychology. Have worked at Allstate Insurance sense 1988 where I am currently a Frontline Process Expert (I manager the process, procedures, and state compliances for the state of michigan for Allstate). I have two great kids, Justin 13 & Olivia 10 - I am married to my wife Tina for the past 17 years. We all attend Choi Kwang Do and will be testing for Black Belts in 2005 together.